Anyone who has ever sent money from Singapore to Vietnam or planned a trip to Hanoi knows the first question: how much is my dollar worth today? The answer shifts daily, but comparing rates across multiple providers reveals a clear picture.

4 related posts

1 SGD in VND: ≈ 20,407 · 20 SGD in VND: ≈ 408,140 · 50 SGD in VND: ≈ 1,020,350 · 100 SGD in VND: ≈ 2,040,700

Quick snapshot

1Confirmed facts
2What’s unclear
3Timeline signal
4What’s next
  • Rates will continue to shift — check a live converter before any transfer. (Wise (chart data))
  • Wise data shows a 0.5% decline over the past 30 days, suggesting possible short-term weakness (Wise (chart data)).

Four major providers, four different numbers — the spread between the highest and lowest rate is nearly 500 VND per SGD. Here is how they stack up.

Provider Mid-market rate (1 SGD in VND) Notes
Wise (online currency converter) 20,407 Uses real mid-market rate; transparent fee of 6.88 SGD on remittance example
XE (global currency authority) 20,422.62 Mid-market rate; no transfer fee disclosed
OFX (international money transfer service) 20,241.82 Slightly lower than mid-market; fee structure varies by country
Revolut UK (digital banking app) 20,112.27 UK rate; US rate shows 19,939.00 — significant spread

The implication: the gap between the highest and lowest rate on a 1,000 SGD transfer is about 460,000 VND.

How much is 1 Singapore dollar in Vietnamese dong today?

If you are checking the rate right now, the most accurate mid-market number comes from XE (currency data provider), which reports 1 SGD = 20,422.62 VND. But the rate you actually get depends on where you convert.

Exchange rates from major providers

The gap between the best and worst rate is about 460 VND — on a 1000 SGD transfer, that’s nearly 460,000 VND lost if you pick the wrong provider.

How to calculate VND amount

Simple multiplication works: multiply the SGD amount by the current rate. For example, 1,000,000 VND equals about 49.00 SGD at the Wise mid-market rate (Wise (converter)). To go the other way, divide VND by the rate.

The upshot

For travelers and remittance senders, the 1 SGD rate is just the starting point. The real cost includes fees and the spread between buy and sell rates — always check the final amount received.

How much is 100 Singapore dollars?

100 SGD is a common amount for cash exchanges at airports or small transfers. The numbers vary significantly by provider.

100 SGD to VND at Wise

  • Using the Wise rate (20,407 VND), 100 SGD = 2,040,700 VND (Wise (online currency converter)).
  • At XE’s rate (20,422.62), 100 SGD = 2,042,262 VND (XE (currency converter)).

100 SGD to VND at other banks

The implication: 100 SGD can be worth up to 31,000 VND more depending on where you exchange. That difference buys a decent meal in Ho Chi Minh City.

How much is 1000 Singapore dollars in Vietnamese dong?

For larger sums like tuition payments or property purchases, the rate difference is magnified.

Converting large sums

  • At the Wise rate: 1,000 SGD = 20,407,000 VND (Wise (online currency converter)).
  • At the OFX rate: 1,000 SGD = 20,241,823 VND (OFX (foreign exchange provider)).
  • At the Revolut UK rate: 1,000 SGD = 20,112,275 VND (Revolut UK (digital banking app)).

Comparison with other currencies

For context, 1,000 SGD is roughly equivalent to 1,300 Chinese yuan (CNY) at current rates, though the VND market is more volatile due to narrower liquidity. The 0.5% decline Wise observed over the past 30 days suggests a trend that could affect large transfers (Wise (chart data)).

What to watch

A 0.5% drop on a 1,000 SGD transfer means losing about 100,000 VND compared to the rate a month ago. Timing matters for large remittances.

What is the SGD to VND rate today?

Live rates are updated continuously. The current mid-market rate from multiple sources sits between 20,112 and 20,571 VND per SGD.

Live rate updates

Factors affecting the rate

  • Monetary policy from the Monetary Authority of Singapore (MAS) and the State Bank of Vietnam.
  • Global demand for export-driven currencies like the dong.
  • Remittance flows between Singapore and Vietnam — a major corridor.

The pattern: rates are most volatile during Asian trading hours, and weekends often show wider spreads.

What is SGD?

SGD is the international currency code for the Singapore dollar, the official currency of Singapore.

Definition of SGD

Denominations of Singapore dollar

  • Coins: 5, 10, 20, 50 cents, 1 SGD.
  • Banknotes: 2, 5, 10, 50, 100, 1000 SGD.

The trade-off: SGD is a strong, stable currency often used as a regional reserve, while VND is more volatile — hence the constant demand for conversion.

Comparison table: SGD to VND across providers

Four providers, one clear pattern: the spread between the highest and lowest mid-market rate is over 450 VND per SGD.

Provider Rate (1 SGD in VND) Fee for 1,000 SGD transfer Best for
Wise 20,407 6.88 SGD (≈ 140,000 VND) Small transfers, transparent pricing
XE 20,422.62 Not disclosed Rate checking, large transfers with negotiable fees
OFX 20,241.82 Varies by country High-value transfers with dedicated support
Revolut UK 20,112.27 Free within limits Travelers with Revolut account

The implication: Wise offers the best combination of competitive rate and upfront fee disclosure, making it the safest bet for most users.

Timeline: SGD to VND rate movement

  • Jan 2026: 1 SGD ≈ 20,407 VND (Wise) to 20,571 VND (Trading Economics), reflecting a 0.5% decline from the previous month (Wise (chart data)).
  • Nov 2025: Wise history shows 1 SGD = 20,309.8 VND, with a 0.184% change from the day before (Wise (rate history page)).

The trend: the SGD has been gradually weakening against the VND over the past few months, which is good news for those sending money from Singapore to Vietnam.

Confirmed facts

  • SGD is the official currency of Singapore, issued by the MAS.
  • Exchange rates fluctuate daily due to market forces.
  • Wise, XE, OFX, and Revolut all provide real-time mid-market rates.

What’s unclear

  • Future exchange rates are unpredictable.
  • Exact bank fees for cash conversion at physical branches are often not posted online.
  • The impact of Vietnam’s central bank interventions on the VND rate is not transparent.

Quotes from the experts

“We use the real mid-market exchange rate, which is the same one you see on Google. That’s the rate banks use between themselves.”

— Wise (online currency converter)

“The mid-market rate is the rate at which banks and institutions trade currencies with each other. It’s the fairest rate available.”

— XE (global currency authority)

For anyone sending money from Singapore to Vietnam, the choice is clear: pick a provider that shows the mid-market rate upfront and discloses all fees. Wise leads on transparency, while XE offers a slightly higher rate but with uncertain fees. Do not accept the first rate you see at a bank counter — check online first.

Additional sources

xe.com, sg.finance.yahoo.com, wise.com, revolut.com

For a larger amount, you can check the current rate for 100 SGD to VND to see how far your money goes in Vietnam.

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Frequently asked questions

How do I find the best SGD to VND rate?

Compare rates from at least three providers using live tools like Wise or XE. Factor in any transfer fees, which can eat into the rate advantage.

Can I use SGD in Vietnam?

No, only the Vietnamese dong is accepted for everyday transactions. You must exchange SGD to VND at banks, exchange counters, or online platforms.

What is the difference between buying and selling rates for SGD?

The buying rate is what a bank pays you for SGD, while the selling rate is what you pay to buy SGD. The spread is the bank’s profit. Always check both before converting.

Do Vietnamese banks charge a fee to convert SGD?

Yes, most banks charge a service fee or include a margin in the exchange rate. The fee is often not disclosed upfront, so ask before proceeding.

Is it better to exchange SGD in Singapore or Vietnam?

Generally, rates in Singapore are more competitive for SGD-to-VND conversions because of lower demand. However, online platforms like Wise often beat both local options.

How often does the SGD/VND rate change?

It changes continuously during forex trading hours, which run 24 hours on weekdays. Weekend rates are typically frozen until Monday.

What is the maximum amount of SGD I can exchange legally?

There is no legal limit for personal exchange, but amounts over 10,000 SGD (or equivalent) may require declaration to customs or anti-money laundering authorities.